Does your CPA want thousands for catch-up bookkeeping?
Does your bank want a P&L you don't have?
Your bank statements already have the answers.
Upload the statements your bank already sends you. We read every transaction, ask a few plain-English questions, and build a Profit & Loss you can hand to your lender or tax preparer.
No accounting software needed · Start without an account · Built for 11 small-business industries
Sound familiar?
A letter from your lender
The bank wants a profit & loss statement for your loan — and you don't have one.
A $3,000+ bookkeeping quote
Your CPA wants thousands to catch up a whole year of books before they'll even start.
A tax preparer still waiting
Tax time is here, and your preparer needs yearly totals you haven't added up.
How it works
Upload your bank statements
Drop in the statement PDFs for the months you need. Scanned copies work too.
Answer plain-English questions
Like: “Was this $10,000 deposit sales, your own money, or a loan?” No accounting words, ever.
Download Excel & PDF
Monthly columns, full disclosure notes, and a signature line — ready to send.
See a finished report first
Look through a real sample — the same P&L, Balance Sheet, and downloads you'll get — before you upload anything.
See a sample reportBuilt for businesses like yours
Each industry gets its own chart of accounts, so your categories make sense on day one.
Will my bank accept it?
Lenders see owner-prepared P&Ls every day. What they want is honesty and detail — and that's exactly what yours will have:
- Cash basis — built from what actually hit your bank account
- Month-by-month columns, not one lump sum
- A signed preparer line with your name on it
- Honest notes that say exactly how the numbers were prepared
- Clearly marked unaudited — the standard for owner-prepared statements
Free to try — pay only when you download.
Upload your statements, answer the questions, and see your draft numbers at no cost. You pay only when you're ready to download the finished report.
Need tax filing or a CPA review? Talk to a California CPA.
Build your P&L first — when your report is done, you can ask a licensed California CPA to review it or handle your taxes, right from the report page.
Create my P&L